Get Qualified for a Colorado VA Home Loan

Your Step-by-Step Path to Approval

Getting pre-qualified helps you understand what you can afford and how much you can borrow with no obligation and no impact on your credit score.


Our team, led by VA Loan Specialist Christian Jett (NMLS #352718), will:

  • Review your service history and confirm your Certificate of Eligibility (COE)
  • Evaluate your income, credit, and debt-to-income ratio
  • Explain your best options: purchase, refinance, or credit coaching
  • Provide a clear path to closing, customized for your situation


We’ll handle the paperwork, coordinate with the VA, and keep you informed at every step. You focus on your goals, we’ll take care of the rest.

Not Sure If You Qualify?

It only takes a few minutes to see where you stand. Complete the adjacent form or call 720-295-7361 to speak with a local VA loan expert today. Even if your credit isn’t perfect or you’ve been turned down elsewhere, you may still qualify for a VA loan. We specialize in helping veterans with unique financial situations, and we offer credit restoration support to get you mortgage-ready.

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Get Qualified

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Frequently Asked Questions

  • Who qualifies for a VA home loan in Colorado?

    Eligible veterans, active-duty service members, National Guard and Reserve members, and certain surviving spouses may qualify. We’ll help confirm your eligibility with the VA.

  • How long does it take to get pre-qualified for a VA loan?

    Most veterans receive same-day pre-qualification once we review your service history and income details. Full approval usually takes a few days, depending on documentation.

  • Do I need a down payment for a VA loan?

    Most VA home loans require no down payment and no mortgage insurance, helping veterans achieve homeownership with minimal upfront costs.

  • What’s the VA funding fee and do I have to pay it?

    The funding fee helps sustain the VA loan program and replaces private mortgage insurance. Veterans receiving VA disability (10%+) are exempt from paying it.

  • Can I refinance my current VA loan?

    Yes. Through the VA IRRRL (Interest Rate Reduction Refinance Loan), you can lower your rate or switch from an adjustable to a fixed rate with minimal paperwork.

    Learn More

  • What if I’ve used a VA loan before? Can I qualify again?

    Yes. You can often restore your VA entitlement if your previous loan has been paid off or the property was sold. Our team will handle that process directly with the VA for you.

  • Do VA loans have a maximum limit?

    In Colorado, standard VA loan limits start at $417,000, though VA Jumbo Loans may be available in higher-cost counties.

  • What if my credit isn’t perfect?

    VA loans are more flexible than conventional loans. The VA doesn’t set a minimum credit score, but most lenders prefer scores of 620 or higher. If your score is lower, we’ll help you improve it through our credit restoration program so you can qualify with confidence.

    Restore Your Credit